TRID- What Consumers Need to Know…..

New Federal Home Loan Disclosures start on October 3, 2015 and consumers do need to know what it is all about.  Here are a few videos that touch on the new regulations so you can be informed.  TRID (TILA / RESPA Integrated Disclosure Rule) requires lenders to create disclosures that provide a clearer understanding of the loan program and costs.  View the videos below to learn more and for more detailed information, visit the cfpb (Consumer Financial Protection Bureau) website.

Be informed….you’ll be glad you did

And if buying your new home is a part of your future plan, consider using the Protect Your Transaction Home Loan Service.  This upfront program will take the stress out of your home buying process.

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When Do I Get My Loan Closing Disclosure?

When you are ready to move forward with your home loan, give me a call.
Licensed to serve in Arizona and California.
Karen Jones Banner with Disclosure

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1­877­276­1974. Copyright 2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AZ: Arizona Mortgage Banker License No. BK0013635; CA: Licensed by The Department of Business Oversight under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; WA: Washington Consumer Loan Company License No. CL­145368. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA). Karen Jones is a licensed loan originator at AmeriFirst Financial.,Inc. Karen Jones complies with all regulations and rules of all government agencies and regulators including the Real Estate Settlement and Procedures Act. The services provided by Karen Jones are not a condition, nor do they create any obligation for any form of remuneration for any real estate settlement service related to any referral.

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