News About Credit Scores

About 1% of the population has perfect credit, meaning a FICO score of 850 on Fair Isaac’s scale of 300 to 850. How they earned those gold stars is no secret. A quick peek into their credit files reveals that these star pupils haven’t got any fancy tricks up their sleeves. Instead, they share such ho-hum traits […]

Rebuilding Your Credit – It’s Not Too Late

  It’s true, negative credit items can remain on your credit report for up to 7 years (up to 10 years for public records, such as a bankruptcy, tax lien or judgment). But this doesn’t mean that you have to wait 7 to 10 years to begin reestablishing a good credit rating. Because credit scoring […]

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