![Buying a Home? Do You Know the Lingo? [INFOGRAPHIC]](https://i2.wp.com/homeloansbykarenjones.info/wp-content/uploads/2018/10/Whats-going-on-with-home-prices.jpg?resize=750%2C300)
Karen Jones is a Licensed Mortgage Loan Officer (NMLS 307015) located in Phoenix and serving Arizona families with their home lending needs. As a Banker of over 32 years, Karen is dedicated in ensuring that her clients are well educated and prepared for their new home purchase. Learn more about our 100% Financing programs and obtain your Underwriting Credit Approval […]
The Cost of NOT Paying PMI
October 15, 2018 by ·
Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that often adds months, and sometimes even […]
![Is Buying a Home Really More Stressful Than Planning a Wedding? [INFOGRAPHIC]](https://i1.wp.com/homeloansbykarenjones.info/wp-content/uploads/2018/09/Wedding.jpg?resize=791%2C300)
Home Prices Have Appreciated 6.9% in 2018
September 25, 2018 by ·
Between 1987 and 1999, which is often referred to as the ‘Pre-Bubble Period,’ home prices grew at an average of 3.6% according to the Home Price Expectation Survey. Every month, the economists at CoreLogic release the results of their Home Price Insights Report,which includes the actual year-over-year change in prices across the country and their predictions for the following […]
Tax Reform & Housing: A Reference Guide
January 2, 2018 by ·
Disclaimer: This guide is not meant to be a resource for tax advice but instead a resource for basic information concerning only certain aspects of the new tax code and how they may impact the real estate market. You should get tax advice from your accountant or tax preparer who will explain how the entire […]
Thinking About Buying? Know Your Credit Score
December 20, 2017 by ·
Knowing your credit score or getting a recent copy of your credit report is one of the first steps that you can take toward knowing how ready you are to start the home buying process. Make sure all the information listed on your report is accurate and work to correct any mistakes. The higher your […]
Be Careful Not to Get Caught in The Rental Trap
October 10, 2017 by ·
There are many benefits to homeownership. One of the top benefits is being able to protect yourself from rising rents by locking in your housing cost for the life of your mortgage. Don’t Become Trapped A recent article by ConsumerAffairs addressed the continuous rise in rents, stating: “The cost of putting a roof over your head continues to go […]
What is not in a Credit Score
September 25, 2017 by ·
Ever wonder what information is not allowed to be used in calculating your credit score? Federal laws including the Equal Credit Opportunity Act and Consumer Credit Protection Act prohibit certain things from being factored into credit scores. Such things include: Race, color, religion, national origin, sex and marital status. United States law prohibits credit scoring […]
4 Tips for Effectively Making an Offer
August 15, 2017 by ·
So, you’ve been searching for that perfect house to call a ‘home,’ and you finally found one! The price is right, and in such a competitive market, you want to make sure that you make a good offer so that you can guarantee that your dream of making this house yours comes true! Freddie Mac covered “4 […]
A Millennial’s Guide to Homeownership
June 1, 2017 by ·
Millennial e-Guide When you’re ready to explore your Homeownership goals, give me a call or you can start here by applying online. You’ll be sure to receive a plan of action that will guide you. APPLY ONLINE HERE
