Still Think You Need 15-20% Down to Buy a Home? Think Again

According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well. Now that the largest generation since baby boomers has aged into prime homebuying age, there will no doubt be an uptick in the national homeownership […]

Are You Spending TOO Much on Rent?

Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household to save money for the future while comfortably covering other expenses. […]

20 Tips: Preparing Your Home To Sell

Some Highlights: Before you start, prepare your plan on purchasing your new home to ensure your new financing is in place. Make your offers stronger with a Buyer Credit Approved Home Loan. When listing your house for sale, your top goal will be to get the home sold for the best price possible. There are […]

Stock Snap- Get Your Photos for Marketing

Ever wonder where you can obtain pictures online at no-cost? Introducing Stock-Snap…. Here is a quick video from our Marketing Department at  AmeriFirst Financial, Inc.’s that has shared how you can find pictures online at no-cost. Thank you AmeriFirst Financial, Inc.! Karen Jones is a Licensed Mortgage Loan Officer (NMLS 307015) located in Phoenix and serving Arizona families with […]

Buying a Home? Do You Know the Lingo? [INFOGRAPHIC]

Karen Jones is a Licensed Mortgage Loan Officer (NMLS 307015) located in Phoenix and serving Arizona families with their home lending needs. As a Banker of over 32 years, Karen is dedicated in ensuring that her clients are well educated and prepared for their new home purchase.  Learn more about our 100% Financing programs and obtain your Underwriting Credit Approval […]

Baby Boomers Are Moving

  According to a Merrill Lynch study, “an estimated 4.2 million retirees moved into a new home last year alone.” Two-thirds of retirees say that they are likely to move at least once during retirement. As one participant in the study stated: “In retirement, you have the chance to live anywhere you want. Or you […]

4 Steps to Follow When Presenting an Offer in Today’s Market

So, you’ve been searching for that perfect house to call a ‘home,’ and you’ve finally found it! The price is right, and in such a competitive market, you want to make sure that you make a great offer so that you can guarantee that your dream of making this house yours comes true! Below are 4 […]

“212” The Extra Degree In Making a Difference

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A Message for Millennials

There are many millennials that are considering purchasing their own place and there are good reasons for why they would want to do just that. Overall family wealth is just one of the reasons why. Did you know that there are loan programs that assist with down payment needs as well as 100% financing programs […]

Credit Scoring Models- FICO (Fair Isaac) to Vantage

Credit scoring started in the late 1950’s to support lending decisions in large department stores.  The concept was revolutionary and by the end of the 1970’s most of the nation’s largest commercial banks, finance companies, and credit card issuers used credit scoring.  It became widely accepted once Fannie Mae and Freddie Mac fully endorsed the […]

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ  85203 (NMLS # 145368). 1-877-276-1974. Copyright 2018. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Click Here for Licensing Information. The services provided by Karen Jones are not a condition, nor do they create any obligation for any form of remuneration for any real estate settlement service related to any referral.  The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Karen Jones does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Karen Jones will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.