Looking to Upgrade Your Current Home? Now’s May Be The Time to Move-Up!

In every area of the country, homes that are priced at the top 25% of the price range for that area are considered to be Premium Homes. In today’s real estate market there are deals to be had at the higher end! This is great news for homeowners who want to upgrade from their current house […]

Do 46 Million Millennials Know They Are Mortgage Ready?

Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attaining the American Dream. Millennials have taken longer to obtain traditional milestones than the generations before them, such as getting married, having kids, and buying a home. However, that does not mean that they […]

TITLE INSURANCE: QUIET BUT POWERFUL PROTECTION

When homebuyers get their closing cost estimates they inevitably find that a certain portion of their funds goes to pay for title insurance. Title insurance is seen by them and often by the real estate industry as a “necessary evil,” as is insurance of any kind. What most individuals don’t realize, however, is that stories […]

Buying a Home? Do You Know the Lingo? [INFOGRAPHIC]

Karen Jones is a Licensed Mortgage Loan Officer (NMLS 307015) located in Phoenix and serving Arizona families with their home lending needs. As a Banker of over 32 years, Karen is dedicated in ensuring that her clients are well educated and prepared for their new home purchase.  Learn more about our 100% Financing programs and obtain your Underwriting Credit Approval […]

You Can Save for a Down Payment Faster Than You Think

In a study conducted by Builder.com, researchers determined that nationwide, it would take “nearly eight years” for a first-time buyer to save enough for a down payment on their dream home. Depending on where you live, median rents, incomes and home prices all vary. By determining the percentage of income a renter spends on housing […]

Is it worth waiting?

First-time homebuyers are flocking to the housing market in greater numbers than any time in the last few years. Renters who are ready and willing to buy are now realizing that they are also able to as well. Many first-time buyers are Millennials (born between 1981 – 1997). If you are one of the many […]

Afford to Rent—Afford to Own?

The message for today is: If You Can Afford to Rent…You Most Likely Can Afford to Own. Interest rates are a big factor when buying a home. The lower the rate, the lower your housing expense. Your purchasing power increases. And with rents continuing to rise, in many instances what you are paying in rent […]

FHA Lowers MI Premiums for Home Loans

On January 26, 2015, FHA Mortgage Insurance Premiums are being lowered.  Do you have a FHA Home Loan?  Would you like to find out if you can save money each month on your home loan? FHA offers the FHA Streamline Home Loan program, where you can easily refinance your mortgage without credit qualifying, appraisals and […]

FHA Lowers MI Premiums

  President Obama announced lower MI Premiums for FHA Home Loans in January 2015. This is welcome news for both new home buyers using FHA as well as existing FHA homeowners wanting to lower their monthly payments.  The Scotsman Guide has a great article for you to learn more about this update to the FHA […]

American Dream- Home Buyer Education

Are you considering purchasing your own home?  Then this recorded Home Buyer Webinar is just what you need to start your preparations.  Understanding the process and what it takes is essential in today’s market.   You Are Invited to View OurStrategic Partners Featured Properties

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ  85203 (NMLS # 145368). 1-877-276-1974. Copyright 2018. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Click Here for Licensing Information. The services provided by Karen Jones are not a condition, nor do they create any obligation for any form of remuneration for any real estate settlement service related to any referral.  The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Karen Jones does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Karen Jones will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.