Why Getting Pre-Approved Should Be Your First Step

In many markets across the country, the amount of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved […]

In a Seller’s Market: Is it Time to Downsize?

A study by Edelman Berland reveals that 33% of homeowners who are contemplating selling their house in the near future are planning to scale down. Let’s look at a few reasons why this might make sense for many homeowners, as the majority of the country is currently experiencing a seller’s market. In a recent blog, Dave Ramsey, the […]

You Can Save for a Down Payment Faster Than You Think

In a study conducted by Builder.com, researchers determined that nationwide, it would take “nearly eight years” for a first-time buyer to save enough for a down payment on their dream home. Depending on where you live, median rents, incomes and home prices all vary. By determining the percentage of income a renter spends on housing […]

Buy Your Home With 3% Down!

 

TRID- What Consumers Need to Know…..

New Federal Home Loan Disclosures start on October 3, 2015 and consumers do need to know what it is all about.  Here are a few videos that touch on the new regulations so you can be informed.  TRID (TILA / RESPA Integrated Disclosure Rule) requires lenders to create disclosures that provide a clearer understanding of […]

The Doctor Loan is Now at AmeriFirst Financial, Inc.

      This is a great new loan program that AmeriFirst Financial, Inc. is offering!        

Do You Need A 20% Down Payment?

Saving for a home? Let’s explore another strategy. While it’s great to save up for a large down payment of 20% or more when buying a home, when home prices are on the rise, you never seem to really get that 20% saved. Why not consider using the increase of home values assist you? Owning […]

Is it worth waiting?

First-time homebuyers are flocking to the housing market in greater numbers than any time in the last few years. Renters who are ready and willing to buy are now realizing that they are also able to as well. Many first-time buyers are Millennials (born between 1981 – 1997). If you are one of the many […]

How Much Cash Needed to Buy a Home?

How much do you need to buy a home?  Here are some facts you should know……   Zero Down If you are a Veteran, then you can access the VA Home Loan.  With the VA Home Loan, there is a strategy called the VA No-No.  This allows the Veteran to move into their new home […]

Stop Paying Your Landlord’s Mortgage!

There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage – either your mortgage or your landlord’s. As The Joint Center for Housing Studies at Harvard […]

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1­877­276­1974. Copyright 2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AZ: Arizona Mortgage Banker License No. BK0013635; CA: Licensed by The Department of Business Oversight under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; WA: Washington Consumer Loan Company License No. CL­145368. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA). Karen Jones is a licensed loan originator at AmeriFirst Financial.,Inc. Karen Jones complies with all regulations and rules of all government agencies and regulators including the Real Estate Settlement and Procedures Act. The services provided by Karen Jones are not a condition, nor do they create any obligation for any form of remuneration for any real estate settlement service related to any referral.

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