How Long Will The Negatives Haunt Me?

Everyone’s human; we’ve all made mistakes over time. Some errors may cost more than others. For example, if you switch a letter around in an email address, your email will not be delivered with little to no impact on you.  However, some errors, like a speeding ticket on your record, can cost you more than […]

Owning a Home Makes Sense

  The American Dream of homeownership is alive and well. Recent reports show that the US homeownership rate has rebounded from recent lows and is headed in the right direction. The personal reasons to own differ for each buyer, but there are many basic similarities. Today we want to talk about the top 5 financial reasons you should own […]

Don’t Let Fear Stop You from Applying for a Mortgage

Don’t Let Fear Stop You from Applying for a Mortgage A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have […]

Millennials overtake Baby Boomers

    Millennials overtake Baby Boomers as America’s largest generation and as of April 2016, the Millennials numbered at 75.4 million, surpassing the 74.9 million Baby Boomers. Millennials overtake Baby Boomers as America’s largest generation So who are the Millennials? The Millennial Generation (sometimes also referred to as “Generation Y”) is made up of people […]

Why Is There So Much Paperwork to Sign to Get a Mortgage?

We are often asked why there is so much paperwork mandated by the lenders for a mortgage loan application when buying a home today. It seems that the lender needs to know everything about the borrower and requires separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the […]

5 Reasons to Hire a Real Estate Professional When Buying or Selling

While this is a Lending Blog, selling homes is a very important aspect of our industry, as home sales create home buyers. Therefore, whether you are buying or selling a home, it can be quite an adventurous journey. This is why you need an experienced real estate professional to guide you on the path to your ultimate […]

No… You Do Not Need 20% Down to Buy

The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. The results of the survey show that non-homeowners cite the main reason for not currently owning a home, as not being able to […]

Net Worth of Homeowners is now 44X Greater than Renters

Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey data, covering 2013-2016 was released in September 2017. The study revealed that the 2016 median net worth of homeowners was $231,400 – a 15% increase since 2013. At the same time, the median net worth of renters decreased […]

How to Get a Judgment off Your Credit Report

Here is some great information from one of my Strategic Partners in the Credit Repair Industry.  This article has been reprinted with permission. Sal Bonanno | Regional Account Manager | Prime National, Inc. Main: 855.278.3578  |  Direct: 646.283.2783 It happens to the best of us, you let an old debt get too far. No longer merely a collection, […]

Equifax Data Breach- How Does it Affect You?

Consumers today are still reacting from the massive data breach announced by Equifax in September that affected over 143 million Americans. Many turned to freezing their credit from the major bureaus after the news hit to protect themselves. When one freezes their credit, it’ll block anyone, including yourself, from making new credit and accounts in […]

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ  85203 (NMLS # 145368). 1-877-276-1974. Copyright 2018. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Click Here for Licensing Information. The services provided by Karen Jones are not a condition, nor do they create any obligation for any form of remuneration for any real estate settlement service related to any referral.

 

 

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