When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI). What […]
Moving up Is MORE Affordable Now Than Almost Any Other Time in 40 Years
May 5, 2018 by ·
If you are considering selling your current home, to either move up to a larger home or into a home in an area that better suits your current family needs, great news was just revealed. Last week, Trulia posted a blog, Not Your Father’s Housing Market, which examined home affordability over the last 40+ years (1975-2016). Their research revealed […]
5 Reasons to Hire a Real Estate Professional When Buying or Selling
April 30, 2018 by ·
Whether you are buying or selling a home it can be quite the adventure, which is why you need an experienced real estate professional to guide you on the path to achieving your ultimate goal. But in this world of instant gratification and internet searches, many sellers think that they can ‘For Sale by Owner’ or ‘FSBO.’ Here are […]
What is the Mortgage Process?
April 25, 2018 by ·
Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may qualify for a loan, even if you don’t have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford. Karen Jones […]
Credit Can Be Your Best Friend or Your Worst Nightmare
April 16, 2018 by ·
For those that are new to the credit world, understanding how to manage your credit is imperative. I would like to thank Sal Bonanno from National Account Manager | First Premier Credit Repair for his article: Bad credit keep people from buying a home, financing your education, and even from getting a job. This is why it’s […]
Tax Return Depressing? Owning a Home Could Help
April 16, 2018 by ·
Tax time is here and either your tax return was not as large as you had hoped or, in some cases, you were told that you owed additional money to either the Federal or State government or both. One way to save on taxes is to own your own home. (Learn more from your Tax Advisor.) According to […]
Top 4 Home Renovations for Maximum ROI [INFOGRAPHIC]
February 15, 2018 by ·
![Top 4 Home Renovations for Maximum ROI [INFOGRAPHIC]](https://i1.wp.com/homeloansbykarenjones.info/wp-content/uploads/2017/11/5-Reasons-Home-Ownership-Makes-Sense.jpg?resize=600%2C250)
Some Highlights: Whether you are selling your home, just purchased your first home, or are a homeowner planning to stay put for a while, there is value in knowing which home improvement projects will net you the most “Return On Investment” (ROI). While big projects like adding a bathroom or a complete remodel of a […]
Step-by-Step Guide to Freezing your Credit Reports
February 10, 2018 by ·
With Equifax’s announcement of its catastrophic security breach, now would be a really good time to consider freezing your credit, if you haven’t already. Credit freezes are one of the most effective ways for consumers to protect themselves against identity theft — and this goes for anyone at any time — regardless of whether you […]
Why Getting Pre-Approved Should Be Your First Step
February 5, 2018 by ·
In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get Buyer Credit Approved for a mortgage […]
Before You Make an Offer, Here Are 4 Tips for Success!
January 31, 2018 by ·
Are you ready to make 2018 the year of homeownership? Before you start searching for that perfect house to call home, understanding your Buying Strategy and having your team prepared to execute to the Buying Strategy is an important step to take.Finding a REALTOR that is a good negotiator is also an important step, as you’ll most […]
