2 Myths Holding Back Home Buyers

Urban Institute released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that, “Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an obstacle to homeownership. Thirty-nine percent of renters believe that more […]

VA Home Loans by the Numbers [INFOGRAPHIC]

  Some Highlights: The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans & 2 million active duty service members which helps them achieve their dreams of homeownership. In 2017, $189 billion was loaned to veterans and their families through the program. VA Purchase Loans are on […]

Buyers: Don’t Be Surprised by Closing Costs!

  Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage? By law, a homebuyer will receive a loan estimate from their lender 3 days after submitting their loan application and they should receive a closing disclosure 3 […]

Prepare the New Year With Credit Score Tips

Start the New Year out right with some tips of how to manage your credit score.   Bad credit can keep people from buying a home, financing an education, and even from getting a job. This is why it’s so important to build good credit. Starting with your first credit card, everything that involves credit becomes part of ones credit […]

20 Tips: Preparing Your Home To Sell

Some Highlights: Before you start, prepare your plan on purchasing your new home to ensure your new financing is in place. Make your offers stronger with a Buyer Credit Approved Home Loan. When listing your house for sale, your top goal will be to get the home sold for the best price possible. There are […]

Multiple Credit Inquires…do they count?

The media, newspapers, internet are full of information, but sadly, much of the information concerning credit is inaccurate.   Please enjoy this article provided by:  Sal Bonanno Prime National, Inc. www.PrimeNational.com Let’s check out some common credit myths: Credit Myth: “Multiple credit inquiries will hurt your score, each and every time.”  In older FCRA models, inquiries […]

What Makes Up a Credit Score??

  A credit score is an extremely important financial tool. It provides access to the financing you need in order to buy a car, a home, or pay for college tuition, among other things. Since higher scores result in lower costs, it’s vital to understand the factors involved in calculating your score. Here are the […]

What does disputing a tradeline do to your Credit Score?

Your credit score will open doors for you when you are in the need to borrow money and your score will determine the cost of that money. So protecting it is extremely important. Our topic of discussion today is to review Disputing Credit and how it affects your score and your ability to move forward […]

Stock Snap- Get Your Photos for Marketing

Ever wonder where you can obtain pictures online at no-cost? Introducing Stock-Snap…. Here is a quick video from our Marketing Department at  AmeriFirst Financial, Inc.’s that has shared how you can find pictures online at no-cost. Thank you AmeriFirst Financial, Inc.! Karen Jones is a Licensed Mortgage Loan Officer (NMLS 307015) located in Phoenix and serving Arizona families with […]

Validating A Collection Debt

Andorra Credit Repair shares some great information on Validating a Collection Debt on your Credit Report: You find a Collection Debt on your credit report and you just don’t remember it….what do you do? Ask for a validation notice. A debt collector must send you a validation notice within five days that explains how much […]

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ  85203 (NMLS # 145368). 1-877-276-1974. Copyright 2018. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Click Here for Licensing Information. The services provided by Karen Jones are not a condition, nor do they create any obligation for any form of remuneration for any real estate settlement service related to any referral.  The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Karen Jones does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Karen Jones will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.