4 Reasons to Refinance Your Mortgage

4 reasons to refinance

 

You may be wondering whether it’s worth it to refinance your home loan. Rest assured my team and I are here to make the process as smooth and painless as possible. We’ll answer all of your initial questions and walk you through the entire loan process, with the end goal of securing the right home loan for you.

As a rule of thumb, check out four reasons why refinancing can be a smart move. By refinancing, you may be able to:

Lower your interest rate, making a big difference in your monthly out-of-pocket costs for housing, meanwhile saving money on financing fees over the life of your loan.

Build equity faster. Homeowners who are in a position to make higher monthly payments could switch from a longer to shorter term mortgage, where available.

Change your loan program from an adjustable-rate mortgage (ARM) to the stability of a fixed-rate mortgage, taking advantage of more attractive rates and loan programs.

Cash out on equity you’ve already established for home improvement projects you’ve wanted to tackle, to pay off debt, or send your child to college.

If you would like to discuss whether refinancing makes sense at this time and all available opportunities, please get in touch. I’m happy to help.

Karen Jones Post Banner

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1­877­276­1974. Copyright 2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AZ: Arizona Mortgage Banker License No. BK0013635; CA: Licensed by The Department of Business Oversight under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; WA: Washington Consumer Loan Company License No. CL­145368. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA). Karen Jones is a licensed loan originator at AmeriFirst Financial.,Inc. Karen Jones complies with all regulations and rules of all government agencies and regulators including the Real Estate Settlement and Procedures Act. The services provided by Karen Jones are not a condition, nor do they create any obligation for any form of remuneration for any real estate settlement service related to any referral.

%d bloggers like this: